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Edwin Popovitch - Yves Rigaux
CBFA insurance brokers: 40086A
CBFA credit brokers: 045740A

Credit study

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Recovery study

Please complete this questionnaire and we will make you a recovery offer as soon as possible.
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Please remember that our interventions are paid by credit institutions.
They are therefore free transactions for you and made independently from those institutions. Some fees are charged by credit companies. They will be explained to you before any introduction of file.

References


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pucePresentation

puceCEPIAC is a limited company formed by former insurance inspectors having gained experience and expertise over the years, Edwin Popovich
(edwin@cepiac.be) and Yves Rigaux (yves@cepiac.be)

Our knowledge covers both mortgage technique and mortgage tax. To ask an advice from us is already saving money. An adapted and customized solution is always presented to you by CEPIAC.

CEPIAC is a member of FEPRABEL ((Belgium Federation of Insurance Professionals). This federation includes credit brokers careful to respect a code of ethics.


Our Services

puceA. The advice
We advise you free of charge on the different types of mortgage products offered by credit institutions based on your current situation and your future needs.

puceB. The constitution of file
We build your case by assembling all the documents necessary to make a grant decision. We contact an authorized real estate expert.

puceC. The representation
In our capacity as broker, we represent you within the credit institution in order to complete your application for credit.

puceD. The follow-up
We follow your case throughout the duration of the loan and keep constant contact with all participants: you, the notary, the insurance broker, the credit institution,...).

puceE. The independence
We are systematically and independently looking for the best mortgage option that fits not only your current situation but also in anticipation of your future needs so that you can enjoy your home freely.

puceF. Taxes
We guide you through the maze of tax returns so that you optimally deduct the interests of your taxable income and reduce your tax from capital repayment made during the year.

THE MORTGAGE LOAN

cadre

A mortgage loan is an amount made available to one or more persons who undertake to repay within a delay and with a repayment manner specified in the contract. In return, a mortgage is taken on one or more buildings to ensure proper payment of the amount originally loaned.

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USEFUL INFORMATION

Sale by mutual agreement
Public sale
Tontine
Advantages of a good sales compromise
Under what conditions should you interrupt your lease?
How will your banker review your rate?
What should be done when we have been "filed"?
Sales compromise model
            apartment
            house

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